1. What Are Cookies
Cookies are small text files that a website places on your device when you visit. They are widely used to make websites function correctly, to remember your preferences, and to provide information that helps site owners understand how their pages are used.
Cookies set by the website owner — in this case, Cahaya Pencen — are called first-party cookies. Cookies set by parties other than the website owner are called third-party cookies. Third-party cookies may come from advertising networks, analytics services, or embedded content providers.
2. How We Use Cookies
We use cookies for the purposes described below. Some cookies are necessary for the website to function and cannot be switched off. Others are optional and are only placed when you have given your consent through the cookie notice on our homepage.
Strictly Necessary Cookies
These cookies are required for the website to work. They enable core functions such as page navigation, secure areas, and the display of the cookie preference notice itself. The website cannot function properly without them, and they cannot be disabled.
Performance and Analytics Cookies
These cookies collect information about how visitors use the website — for example, which pages are visited most often and whether users encounter error messages. The data is used in aggregate form and does not identify individuals. This helps us improve the site over time. These cookies are only set with your consent.
Functionality Cookies
These cookies allow the website to remember choices you have made, such as your cookie consent preference, so that you are not asked again during the same session. They may also be used to provide services you have requested. These cookies are only set with your consent.
Marketing and Tracking Cookies
These cookies may be set through the site by third-party advertising services. They may be used to build a profile of your interests and show you relevant material on other sites. They do not store directly personal information, but are based on uniquely identifying your browser and device. These cookies are only set with your consent.
3. Cookies We Use
The table below lists the main cookies that may be placed on your device when you use this website.
| Cookie Name | Provider | Purpose | Duration | Category |
|---|---|---|---|---|
| cp_consent | Cahaya Pencen | Stores your cookie consent preference so the notice is not repeated | 1 year | Necessary |
| _ga | Google Analytics | Distinguishes users; used to calculate visit and session data | 2 years | Analytics |
| _ga_* | Google Analytics | Persists session state and stores campaign-related information | 2 years | Analytics |
| _gid | Google Analytics | Distinguishes users; expires after each 24-hour session | 24 hours | Analytics |
| _fbp | Meta (Facebook) | Used to deliver and measure advertising on Meta platforms | 3 months | Marketing |
| _uetsid | Microsoft Bing | Used to retarget visitors who have interacted with the website via Bing Ads | 1 day | Marketing |
| _uetvid | Microsoft Bing | Stores and tracks visits across websites for Bing advertising measurement | 13 months | Marketing |
This list may not be exhaustive. Third-party cookies are controlled by their respective providers.
4. Managing Your Cookie Preferences
When you first visit this website, a notice will appear giving you the option to accept or decline non-essential cookies. You may change your preference at any time by clicking the button below, which will reset the cookie consent modal on our homepage.
You can also manage cookies directly through your browser settings. Most browsers allow you to refuse all or specific cookies, or to delete cookies that have already been set. Please be aware that restricting necessary cookies may affect the functionality of the website.
5. Third-Party Services
This website uses third-party services including Google Analytics, Meta Pixel, and Microsoft Bing Ads. Each of these services has its own privacy and cookie policy. We encourage you to review their respective policies if you wish to understand how they handle data:
This website may also embed a Google Maps iframe to help you locate our office. Google may set its own cookies when this map is loaded. We do not control those cookies and they are subject to Google's own policies.
6. Changes to This Policy
We may update this Cookie Policy from time to time to reflect changes in the technologies we use or in applicable law. When we make material changes, we will update the "Last reviewed" date at the top of this page. We encourage you to check this page periodically.
7. Contact Us
If you have questions about how we use cookies or about your data, you are welcome to reach us directly:
Cahaya Pencen
Jalan Dato Keramat, 10150 George Town, Penang, Malaysia